Home Loans

A loan that one or more persons receive in order to buy a house or other residential property in which they will live. The loan is secured by a lien on the property; the borrowers repay it over a specified period of time. Primarily for personal, family, or household use that is secured by a mortgage, deed of trust, or other equivalent consensual security interest on a dwelling.

FHA & VA Loans:

  • FHA, Purchase & Refinance

  • FHA Advantage Program with credit scores as low as 550

  • VA

  • 203K Loan Program, Limited & Standard 203K

  • High Balance

Conventional Loans:

  • Conventional, Purchase & Refinance

  • Fannie Mae Loans with up to 3% down payment

  • Freddie Mac Loans with 3% to 5% down payment

  • Home Ready Loans with up to 3% down payment

  • Home Possible Loans with up to 3% down payment

  • Homestyle Renovation Program

  • Fannie Mae DU Refi Plus

  • Freddie LP Homestyle

  • Delayed Financing Loans

  • Jumbo Loans up to 85% LTV

  • High Balance

  • Investment

  • Non-warrantable condos

  • Co-op – Purchase & Refinance

NON QM, Stated Income & Alternative Doc Loans:

  • 12 months & 24 months Bank Statements Program

  • Asset Qualifier Program

  • Investor DSCR Program

  • 1099 Program

  • P&L Program

  • 1 Year Alt Doc Program

  • 1 Year W2/1040 Program

  • Foreign National Program

  • ITIN only Program

  • Stated Income loans

  • Equity loans

Commercial Loans

A commercial loan is a debt-based funding arrangement between a business and a financial institution, typically used to fund major capital expenditures and or cover operational costs that the company may otherwise be unable to afford. The proceeds from a commercial mortgage are typically used to acquire, refinance, or redevelop the commercial property. Commercial mortgages are structured to meet the needs of the borrower and the lender. Key terms include the loan amount (sometimes referred to as “loan proceeds”), interest rate, the term (sometimes referred to as the “maturity”), amortization schedule, and prepayment flexibility.

  • Commercial Loans

  • Business Loans

  • Mixed-Use Purchase Loans

  • SBA Doc

  • Stated

  • Lite Doc

  • Retail

  • Auto-Shop / Body-Shop

  • Land Loans

  • Construction

  • Fix & Flip

  • Rehab

  • Bridge Loans

  • Gas Stations

  • Laundromats

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