About Us.

Established in 1996, American Capital Mortgage Inc Company is a Mortgage Lender & Broker company for all your Home Mortgage.

We achieve excellence and consistently exceed our client’s expectations. We aim to put the world at your fingertips and open doors towards Homeownership. Our focus is on understanding our client’s needs. This allows us to develop the best mortgage experience for you. American Capital Mortgage Inc company offer customized solutions that help you achieve your goals while controlling costs.

We seek to provide a comprehensive solutions package and develop long-term relations. We are unique as our focus is not just on a product but a complete package of solutions for your short and long-term financial needs. To learn more about our services, or how we can help you achieve your goals, please speak with one of our Mortgage loan officers.

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Our Qualities



We believe honesty is the best policy. With transparency, we work with you to give you the best service. Our comprehensive research gives you all of the information with customized solutions to fit your finances. We make sure you have the full understanding you need so we can offer our honest and candid guidance.


Once you reach out to us for your mortgage solutions, we become partners. We will support you with all of our efforts and offer personal services to guide you. This team works effortlessly when we look for win/win opportunities so we can both succeed together.


Financial growth is our goal, but so is growing long-term relationships with our clients and partners. No matter what type of financial situation you are in, we will work closely together to use positivity and transparency to guarantee upward mobility in both of these fields.

Our Team

Sunny Jain
Sunny Jain, CEO ( Founder )
NMLS ID 13710
Mr. Sunny is a licensed mortgage banker in New Jersey and broker in New York & Florida. Sunny has been in business since 1996 and has won numerous company, industry and civic awards and he specializes in both Residential & Commercial Loan Originations and he also works with numerous civic groups in his local community in Staten Island, New York. His experiences include working for Bank America Mortgage and Bank of NY in various operations & Sales fields. He has also completed many management training programs. With over 30 years of personal experience, Sunny is no stranger to the process and has successfully grown American Capital Mortgage into an award-winning company.
Rajiv Jain
Rajiv Jain,
Vice President
NMLS ID 16291
In mortgage business with over 20 years, I have a profound understanding of the demands of my clients and real estate professionals. With access to a complete array of available mortgage products in today’s marketplace, I can provide more options tailored to the specific needs of the individuals I work with. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations. I look forward to working with you.
Steven Kasim
Steven Kassim,
Senior Loan Officer
NMLS ID 18231
I take great pride in delivering on my promise. My role first and foremost is an advisor. I have no greater responsibility than to cater to the needs of my customer and ensure they are comfortable, knowledgeable, and confident in their situation and the loan process. My dedication to the individuals I work with sets me apart from others in this industry. I appreciate and look forward to the opportunity to compete for your business.
Nick Guthrie
Nick Guthrie,
Senior Loan Officer
NMLS ID 60632
I believe in making mortgages simple, and stress-free for all my clients. With over 15 years of experience in the financial industry as a mortgage professional, I have the skills and knowledge to help you find the best mortgage with the lowest interest rates for your unique mortgage need.
Paul Naraine
Paul Naraine,
Senior Loan Officer
NMLS ID 60632
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you personalized service and guidance. As an experienced loan officer, I have the knowledge you need to explore the many financing options available.
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