Whether you’re buying a Home or Refinancing, we have the right tools and information to help make a Decision.
Discover our premium loan solutions.
A loan that one or more persons receive in order to buy a house or other residential property in which they will live. The loan is secured by a lien on the property; the borrowers repay it over a specified period of time.
A commercial loan is a debt-based funding arrangement between a business and a financial institution, typically used to fund major capital expenditures and or cover operational costs that the company may otherwise be unable to afford.
Why American Capital Mortgage Inc?
American Capital Mortgage Inc. is a Mortgage Banker / Broker company for all your Home Mortgage. We achieve excellence and consistently exceed our clients expectations. we can ensure you get the best loan to fit your goals and finances. American Capital Mortgage know the market. We know the process. American Capital Mortgage Inc are available to personally address any questions. We know how to finance on your terms. Once you reach out to us for your mortgage solutions, we become partners. We will support you with all of our efforts and offer personal services to guide you. And we know how to fight on your behalf. We make sure you have the full understanding you need so we can offer our honest and candid guidance. Let us do what we do best-mortgages.
What People say About Us?
We achieve excellence and consistently exceed our client’s expectations. We aim to put the world at your fingertips and open doors towards Homeownership. Our focus is on understanding our client’s needs. This allows us to develop the best mortgage experience for you. American Capital Mortgage Inc company offer customized solutions that help you achieve your goals while controlling costs.
Discover how we’ve helped hundreds of Americans with their financial needs.
NMLS ID # 1473569
Joe St. Rose is a 30-year veteran of the real estate industry after serving eight years in the United States Navy where he earned awards for outstanding achievement. He subsequently joined his father’s real estate business of owning and managing affordable housing in NYC. During that time, he earned his undergrad in real estate studies, and his MBA in Finance and became a licensed NYS Real Estate Broker. While working for his father’s company he managed approximately 250 apartment units. While managing buildings he became interested in the other components of real estate, specifically, finance, and took some additional graduate-level courses on commercial mortgage originations and underwriting, and started a commercial mortgage brokerage. Mr. St. Rose specializes in multifamily property management, commercial mortgage origination, and underwriting.
As an operator of affordable housing, he got an up-close view of the struggles of children growing up with economic challenges and wanted to do more, so he started teaching math to middle school-aged children.
Joe enjoys running, exercising, playing basketball, reading, traveling, Broadway plays, and spending quality time with his wife and twin daughters.
NY Yankees, NY Knicks, and NY Giants
Joe St. Rose
NMLS ID 13710
Mr. Sunny is a licensed mortgage banker in New Jersey and broker in New York & Florida. Sunny has been in business since 1996 and has won numerous company, industry and civic awards and he specializes in both Residential & Commercial Loan Originations and he also works with numerous civic groups in his local community in Staten Island, New York. His experiences include working for Bank America Mortgage and Bank of NY in various operations & Sales fields. He has also completed many management training programs. With over 30 years of personal experience, Sunny is no stranger to the process and has successfully grown American Capital Mortgage into an award-winning company.
CEO ( Founder )
NMLS ID 16291
In mortgage business with over 20 years, I have a profound understanding of the demands of my clients and real estate professionals. With access to a complete array of available mortgage products in today’s marketplace, I can provide more options tailored to the specific needs of the individuals I work with. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations. I look forward to working with you.
NMLS ID 18231
I take great pride in delivering on my promise. My role first and foremost is an advisor. I have no greater responsibility than to cater to the needs of my customer and ensure they are comfortable, knowledgeable, and confident in their situation and the loan process. My dedication to the individuals I work with sets me apart from others in this industry. I appreciate and look forward to the opportunity to compete for your business.
Senior Loan Officer
NMLS ID 60632
I believe in making mortgages simple, and stress-free for all my clients. With over 15 years of experience in the financial industry as a mortgage professional, I have the skills and knowledge to help you find the best mortgage with the lowest interest rates for your unique mortgage need.
Senior Loan Officer
NMLS ID 1990080
Accomplished mortgage banking professional with comprehensive knowledge about home buying. Innovative thinker with strong residential, FHA, refinancing insight. Skilled in customer education, well organized, creative problem solver and excels in guiding home buyer through complicated loan application process.
Has MS in business from CUNY, with multiple years of customer service experience. Believes in “Customer understanding is based on his experience with you.”
Srinivasa C Palati (Sri)
Senior Loan Officer
Our Work Culture.
We totally focus our thoughts, energy, and attention on the sccessful outcome of our ventures. We think out of the box for win/win opportunties so we can progress and our partners can thrive.
We have Freedom
Learning from your mistakes is the best way to grow. We arre constantly taking risks, being adventurous, and finding creative solutions. By not beibg afraid of failing, we can leap towards the future.
We have fun
Not everything needs to be so serious. We view life as a journey that is meant to be enjoyed and lived fully. We have created an atmosphere free of prejudice and judgement, which allows for openness, respect, and kind heartedness.
We support each other. We uplift each other. We speak with good intention and positive attitudes to ensure success. With empowering and positive conversations, we strive to be understand.
Together Everyone Achieves More
It is Important to protect our core values and create a healthy working culture. Our team has over 22 years of Experience! Not only with expertise knowledge, but also with advanced patience our company works together as one.
It's a Team Game
We are team players. We work hard to communicate with each other so all voices and ideas are heard. We do whatever it takes to stay together and cooperate to achieve the team's financial goals.